
Canadian Dental Care Plan in Hamilton - Easing Financial Barriers to Oral Health Care
Same-day Emergency Care & CDCP Providers
3 Convenient Locations (Binbrook, Stoney Creek Mountain, Centennial)
Family-owned Clinic Serving Hamilton for 40+ Years
The Canadian Dental Care Plan (CDCP) is an initiative designed to provide essential dental services to Canadians who lack dental benefits. Specifically targeting households with an annual income of less than $90,000, the program aims to ensure that more Canadians can access quality dental care.
It is important to understand that the CDCP program requires patients to qualify and apply before receiving treatment. Sunlife Insurance is the administrator.
The CDCP program is being rolled out in stages, targeting select groups for initial eligibility. For more information about eligibility criteria and the application process, please visit the Government of Canada CDCP webpage.
Contact our team today to schedule an appointment at Fraccaro Dental Group.

Who Is Eligible for the CDCP?
Eligibility for the Canadian Dental Care Plan in Hamilton depends on federal requirements. Applicants must meet all of the following conditions:
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Have no access to private dental insurance.
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Have filed the required tax return for the previous year.
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Have an adjusted family net income of less than $90,000.
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Be a Canadian resident for tax purposes.
Government dental coverage does not automatically prevent eligibility, provided all CDCP requirements are met. Eligibility must also be confirmed when renewing coverage.
What Does the CDCP Cover?
The Canadian Dental Care Plan (CDCP) covers eligible oral health services based on plan requirements, frequency limits, and preauthorization rules. Some treatments may require preauthorization before they are provided.
Dental Examinations and X-rays
Routine examinations help assess your oral health, while X-rays can assist in identifying issues that may not be visible during a regular examination.
Teeth Cleaning and Scaling
The CDCP may cover professional teeth cleaning and scaling services, subject to applicable frequency limits and plan requirements.
Fluoride and Sealants
Fluoride treatments and certain dental sealants may be covered when they meet CDCP guidelines and eligibility requirements.
Fillings and Restorative Services
Certain fillings and restorative procedures may be covered under the plan. Coverage depends on the specific treatment and applicable CDCP requirements.
Periodontal and Endodontic Services
Selected services for gum health and root canal treatment may qualify for coverage, depending on the procedure and plan conditions.
Oral Surgery Services
Certain oral surgery procedures may be covered when they meet the CDCP’s established criteria and coverage requirements.
Orthodontic services are currently not available under the CDCP. Patients should confirm coverage and potential out-of-pocket costs before treatment. For patients using the Canadian Dental Care Plan in Hamilton, Fraccaro Dental Group can provide information about applicable services and expected costs before care is provided.
How Much Does CDCP Cover?
Coverage depends on adjusted family net income and established CDCP fees:
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Below $70,000: CDCP covers 100% of eligible costs at established CDCP fees.
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$70,000–$79,999: CDCP covers 60%, with a 40% co-payment.
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$80,000–$89,999: CDCP covers 40%, with a 60% co-payment.
Additional costs may apply if provider fees exceed CDCP-established fees or if a service is not covered. Patients should discuss expected costs with their dental provider before treatment. Contact us to discuss Canadian Dental Care Plan coverage and dental services in Hamilton.
New Patients Are Welcome!
If you’re interested in our dental services, please contact us. We have offices in Binbrook, Centennial, and Stoney Creek Mountain.
Restorative Dentistry
Porcelain veneers, dental implants, and crowns do much to restore the function of your teeth.
Complete and Partial Dentures
Dentures support facial muscles and structure as well as decrease oral bone loss.
Medical Aesthetics
We offer BOTOX® injections for TMJ treatment to enhance your smile.
Clear Aligners
Get the smile you always wished for with our clear aligners.
Dental Implants
Dental implants are a great solution for individuals who have lost teeth.
Hear from Our Happy Customers
Frequently Asked Questions
Here are the answers to some questions asked about CDCP:
